May I take this opportunity to thank you for taking the time out to read my profile. I am very happy to meet to discuss personal or corporate financial needs, aspirations or requirements with the benefit of my 26 plus years experience in financial planning.

I provide my clients with the financial advice they need to make informed decisions to create wealth wisely and efficiently. I remind them to take small steps, working towards their financial objectives and reviewing regularly. I have access to other financial specialists, who assist me to realise those financial goals.

Target Audience - People who are serious about Financial Planning for their future security.

I`m looking to connect with business owners, families, individuals and contract workers who have the desire to move forward with their financial planning -  *pensions, *investments, life assurance, business protection, mortgages, equity release.

I encourage my clients to protect the money machine. If it breaks down income ceases and that leads to financial problems. What’s a money machine? It’s the person who puts food on the table. It cannot be repaired like a TV, car or just disposed of and replaced. “Protect your income.”

My specialities include:

• Protecting the income stream in the event of illness for the employed, self employed and company directors in a tax efficient manner.
• Life assurance, from protecting those you love, to business protection and partnership protection.
• Mortgage advice and Buy to Let

As a business owner, are you aware of the consequences of the death/serious illness of a fellow shareholder/business partner/key employee?

This can be dramatic and could have a serious impact on your business but there are various forms of protection that you could put in place beforehand to cover for this. If you want to know more about how you can protect yourself and your business then get in touch and we can arrange a consultation.

I work very closely with my colleague  Jim Day   *JHD Chartered Independent Financial Advisers - covering Pensions & Investments. Along with Accountants & Solicitors.

Experience

Financial Adviser

Richard Clayton Financial Services

September 2014 – Present

Advising clients in key areas of financial protection, including critical illness cover, life cover (relevant life), income protection, keyman and shared protection in the business market, along with mortgage advice. Working in Association with JHD Financial Services, Chartered Independent Financial Advisers.

Financial Adviser

Stretton Financial Solutions

May 2013 – September 2014 (1 year 5 months)Leamington Spa

Advising clients in key areas of financial protection, including critical illness cover, life cover, income protection, keyman and shared protection in the business market, along with mortgage advice.

Financial Adviser

Richard Clayton Financial Services

June 2012 – May 2013 (1 year)Leamington Spa

Working with private clients and my professional connections

Independent Financial Adviser

Honister Partners

September 2001 – June 2012 (10 years 10 months)Leamington Spa

Entered into Independent Financial Services from a back ground of a tied agent from Manulife and Canada Life going back to the late 80's. This started with Millfield, which became Bates, and then later Honister. Working with a variety of small and large clients, both commercial and domestic, to advise on all areas of financial services. This included advice in areas such as mortgages, insurance cover, and family protection. In a holistic advisory planning capacity within Financial Services, my remit was broad at times, but my main area of expertise was within wealth management

"Planning Today For Your Tomorrows"